Loan¶
LendingClub2 Loan Module
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class
lendingclub2.loan.
Borrower
(response)¶ Information of the borrower
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address_state
¶ Get the address state of the loaner.
Returns: string (two characters)
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credit_score
¶ Get the credit score of the loaner.
Returns: string
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delinquency_in_2_years
¶ The Number of 30+ days past-due incidences of delinquency in the borrower’s credit file for the past 2 years.
Returns: integer
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dti
¶ Debt-to-income ratio.
Returns: float
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employed
¶ Check if the borrower is employed.
Returns: boolean
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employment_length
¶ The length of employment.
Returns: int (-1 if not employed) - number of months being employed.
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income_verified
¶ LC had verified the income of the borrower.
Returns: boolean
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inquiries_in_last_6_mo
¶ The Number of inquiries by creditors during the past 6 months.
Returns: integer
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months_since_last_delinq
¶ The Number of months since the borrower’s last delinquency.
Returns: integer
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mortgage_accounts
¶ Number of mortgage accounts.
Returns: integer
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public_records
¶ Number of derogatory public records.
Returns: integer
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revolving_balance
¶ Total credit revolving balance.
Returns: float
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title
¶ Employment title.
Returns: string or None
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class
lendingclub2.loan.
Listing
¶ Loan listing, which can be used for filtering, and order submission later.
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filter
(*filters)¶ Apply all filters to the search that we had found before. If multiple filters are specified, the loan has to meet all the criteria to be included in the result.
Parameters: filters – iterable of Filter
.Returns: an instance of Listing
.
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search
(filter_id=None, show_all=None)¶ Apply filters and search for loans matching the specifications.
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sort
(by_grade=True, by_term=False)¶ Sort the listing.
Parameters: - by_grade – boolean
- by_term – boolean
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class
lendingclub2.loan.
Loan
(response)¶ Information of each loan.
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approved
¶ Check if the loan has been approved by LendingClub.
Returns: boolean
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description
¶ Get the description of the loan.
Returns: string or None
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expected_default_rate
¶ The expected default rate of the loan.
Returns: float
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grade
¶ Get the grade of the loan.
Returns: string
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installment
¶ Expected monthly payment owed by borrower.
Returns: float
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interest_rate
¶ Get the interest rate.
Returns: float (0.0 - 100.0)
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investor_count
¶ Get the number of investors already purchased the notes.
Returns: int
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percent_funded
¶ Find percentage of amount funded.
Returns: float (0.0 - 100.0)
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purpose
¶ Get the purpose of the loan.
Returns: string
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